The Foundation's flagship program, makingCHANGE, was created to help individuals develop money management techniques that would lead to a lifetime of financial success. The program is relevant to a wide array of individual circumstances - from those just beginning to learn about managing their money to people who have major challenges in dealing with personal debt.

The makingCHANGE program allows users to interject their own personal financial information into the on-line system and take advantage of useful tools and advice to mold new and better money management habits and routines.

Users are also able to learn and experiment with financial literacy concepts through a curriculum of 10 interactive courses. The content was developed in conjunction with a group of money management experts. Using this foundation, the information was transformed by a best-in-class web design firm that specializes in work with educational organizations. The outcome is a product that is thorough in scope while keeping the learning process in mind.